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In or Out of the High-Risk Flood Area—Everyone Needs Flood Insurance
In the wake of Hurricane Harvey in 2017, approximately 80 percent of households impacted by the storm did not have flood insurance.
Did you know? Floods are the nation’s most common and costly natural disaster, causing billions of dollars in damage each year. Homeowners and renters insurance does not typically cover flood damage.
Floods can happen anywhere. In fact, 98 percent of counties in the United States have experienced a flood and more than 20 percent of flood claims come from properties outside the high-risk flood zone. If your property is in a low-to-moderate flood risk area, your flood insurance could be much more affordable than you might think. Just one inch of water in an average-sized home can cost more than $25,000 in damage. You can recover faster and more fully after a disaster with flood insurance. Call your insurance agent and buy a policy today.
As long as your community participates in the Nationa…
Long Beach Island Program for Public Information now has a Facebook and Twitter account! Check out both and follow us for important flood information.
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$100 Million Home Elevation Program Launched To Protect Homeowners From Future Flood and Storm Damage

Eligible Homeowners Can Apply for Up to $30,000 Reimbursement Grants 
The Hazard Mitigation Grant Program (HMGP) Elevation Program is a reimbursement grant program designed to help homeowners with the elevation of their primary single-family residences to meet the requirements of the flood insurance risk maps in flood-prone communities. The program is limited to the Sandy-impacted communities of Atlantic, Bergen, Cape May, Essex, Hudson, Middlesex, Monmouth, Ocean and Union. There are no income requirements for the program and FEMA registration is not required in order to apply. Eligible applicants can receive reimbursement of up to $30,000 for elevations on existing single-family homes.

As part of the ‘reNew Jersey Stronger’ housing initiative, an application can be made to both the Homeowner Reconstruction, Rehabilitation, Elevation and Mitigation (RREM) Program and the HMGP Elevation Program, but homeowners may receive a grant award from only one of the programs. Homes targete…